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20121214
20121214
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and the city of russia. we need to provide families with an opportunity to put their children in kindergartens without wasting -- [inaudible] we need another long-standing problem of russia to resolve and that is the housing issue. this is something that the federal government as well as the regional government should address. thanks to our housing agenda, we have managed to increase the housing credits, which grow at the pace of 20% a year. but we know that housing loans are something that many people with medium and high taxes use, not the rest. and we need to make loans available to broader sections of russian society including technical experts, the academics and so on. we need to make economy class housing available as well as renting opportunities for russia's population. several regions of russia which practice support for rental housing markets. i would like to emphasize in 2014 will fully meet our commitments on providing housing to military personnel. we also need to finish our programs in replacing outdated and shabby housing with new ones. we still have a large number of russian ci
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